Kuala Lumpur: TNG Digital Sdn Bhd is expanding its support for micro and small enterprises, focusing on independent traders in markets, food stalls, and public spaces by providing accessible digital payment tools.
According to BERNAMA News Agency, TNG Digital, through its TNG eWallet, is offering static QR codes and a Merchant Dashboard system at no cost, allowing traders to accept cashless payments and monitor transactions in real time. The integration with DuitNow QR, in partnership with Payments Network Malaysia Sdn Bhd (PayNet), enables merchants to receive payments from any local bank or eWallet.
In a statement, TNG Digital Chief Operating Officer Mohd Herman Sarbini stated that the company aims to support various businesses, ranging from home bakers to startup founders. The company’s solutions help small merchants grow by providing tools to manage transactions, track performance, and understand customer behavior.
TNG Digital also introduced the Merchant Soundbox for security enhancement, offering rea
l-time audio confirmation for successful transactions and helping prevent scams involving fake payment screens. The Soundbox is offered at promotional prices to make it affordable for small traders, especially those operating solo during peak hours.
For merchants unfamiliar with digital tools, TNG Digital provides face-to-face onboarding sessions, live demonstrations, and simple user interfaces. Regular outreach efforts are conducted in collaboration with the Ministry of Domestic Trade and Cost of Living (KPDN) through the Retail Digitalisation Initiative and with support from PayNet and state governments.
During the Ramadan bazaar season, TNG Digital collaborated with local authorities to assist rural entrepreneurs in transitioning to cashless environments. Additionally, TNG Digital has been approved by Jabatan Tenaga Kerja Semenanjung Malaysia (JTKSM) to provide alternative salary payment services to unbanked workers, benefiting blue-collar and migrant workers in SMEs.
Mohd Herman noted that this approv
al allows employers to pay salaries directly into TNG eWallet accounts, reducing cash-handling risks and ensuring secure and immediate access to earnings. Nearly 70 percent of TNG Digital’s merchants are classified as micro SMEs.
Each TNG eWallet account is issued with a DuitNow account number, functioning like a traditional bank account, enabling users to send and receive funds from any Malaysian bank and bridging the gap between the unbanked and the formal financial ecosystem.
These initiatives were highlighted by the company at Expo 2025 Osaka, showcasing tools such as the Merchant Dashboard, Soundbox, and cashback features designed to support small businesses in managing transactions and engaging customers.