Kuala lumpur: RHB Bank Bhd has introduced its revamped RHB Smart Account/-i, allowing customers to choose between earning higher interest rates or loyalty points, in a move aimed at enhancing flexibility for everyday banking.

According to BERNAMA News Agency, the bank stated that customers can opt for bonus rates of up to 6.85 percent per annum or receive up to 20,000 loyalty points, depending on their preferences and spending patterns. The RHB Smart Account/-i is specifically designed for salary earners, offering greater rewards when customers consolidate their payroll and everyday banking needs with RHB. All features are accessible via the RHB Mobile Banking platforms.

RHB Group Community Banking managing director Jeffrey Ng expressed that the bank aims to make everyday banking simpler and more adaptable to customers’ needs. The upgraded account is built for today’s fast-moving, digital-first lifestyles and marks a step forward in efforts to improve digital services for customers. The bank has set a target to open 185,000 new accounts by 2025, positioning this offering as a key pillar of their retail proposition.

RHB Bank outlined that key features of the enhanced RHB Smart Account/-i include the option to choose between bonus rates or loyalty points, additional reward categories, a live dashboard for tracking, and the flexibility to adjust preferences at any time. The account distinguishes itself with performance-tracking capabilities, transparent reward mechanics, and an intuitive user interface across both mobile and desktop platforms, enabling customers to monitor, manage, and optimise their account benefits in real time.

Further details on the Smart Account/-i are available at https://www.rhbgroup.com/smart/index.html.