Kuala Lumpur: IOI Properties Group Bhd has announced a strategic partnership with RHB Banking Group (RHB) to introduce a series of home, renovation, and green residential property loans and financing options for qualifying properties within IOI Properties’ extensive portfolio.
According to BERNAMA News Agency, the collaboration will enable IOI Properties and RHB to offer these financial products through RHB’s HB Full Flexi Home and Renovation Loan/Financing, as well as the RHB Green Residential Property Loan/Financing programmes. This initiative reflects both companies’ commitment to facilitating homeownership, enhancing the move-in process, and encouraging sustainable development throughout Malaysia.
Nicole Lee Chee Yiing, IOI Properties’ head of group sales, marketing, and branding, emphasized the partnership’s role in simplifying the homeownership process for prospective buyers. “Through RHB Full Flexi Home and Renovation Loan/Financing, homebuyers will have access to financing packages of up to 90 per cent, plus an additional 30 per cent loan/financing margin for selected properties,” she explained. This extra margin is designed to assist buyers with renovation costs, offering competitive overall rates.
Furthermore, Lee highlighted that the renovation loans/financing will be disbursed to buyers incrementally, corresponding with the progress of their renovation projects. “We hope that this financial solution, in collaboration with RHB, will alleviate the financing burden for buyers upon taking possession of their new homes, addressing a common challenge faced by home seekers,” she added.
Additionally, under the RHB Green Residential Property Loan/Financing scheme, homebuyers can secure loan/financing margins of up to 95 per cent, which includes entry cost financing and an extra five per cent for mortgage reducing term assurance (MRTA) or mortgage reducing term takaful (MRTT) coverage. Properties with Green Building Index (GBI), GreenRE, or Leadership in Energy and Environmental Design (LEED) certification qualify for this program. This initiative is in line with IOI Properties’ IOI Sustain Roadmap 2030, focusing on reducing carbon footprints and fostering sustainable communities.
RHB’s managing director of group community banking, Jeffrey Ng Eow Oo, stated that the partnership combines RHB’s tailored financial solutions with IOI Properties’ innovative developments to meet evolving market expectations. “Together, we aim to future-proof the homeownership journey by making it more accessible and sustainable. As evidence of our commitment, RHB has granted over RM2 billion in green financing over the past five years, as of March 2025,” he noted.