Grab finance: Grab Finance has increased credit offer eligibility rates for its users by nearly 50%

According to BERNAMA News Agency, Grab Finance, the financial services arm of Southeast Asia's leading superapp, is utilizing the industry-leading capabilities of FICO® Platform to transform credit access across the region. By implementing more than 22 decision workflows across six countries, the company has increased credit offer eligibility rates by nearly 50% for its users while serving more than 46 million consumers, plus millions of merchants and drivers across its ecosystem. This transformation has enabled more of Grab's drivers, merchants, and passengers to not just access formal credit, but to do this at a much faster rate.

Grab Finance's initiative is a significant achievement in the financial technology landscape, especially in a region where access to formal credit has historically been limited. The implementation of these decision workflows has been completed in under eight months, demonstrating the company's commitment to enhancing financial inclusion. The success of this initiative has been recognized with Grab Finance winning a 2026 FICO® Decision Award for Financial Inclusion, highlighting its impact in increasing credit accessibility and empowering users across Southeast Asia.